Terms & Conditions

1. Acceptance of Terms

By accessing and using Keripa ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Keripa provides cashflow projection and management tools for startups, freelancers, and small business owners. The Service allows users to track income, expenses, and project future cashflow.

3. Subscription and Pricing

The Service is offered at a subscription rate of $10 per month. This price is locked in for the lifetime of your account but the company reserves the right to increase prices and will communicate the intent before making any price changes.

Payment is processed monthly and will automatically renew unless you cancel your subscription before the next billing cycle.

4. Refund Policy

5. Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access to the Service until the end of your current billing period. No refunds will be provided for the remaining time in your billing cycle.

6. User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• The accuracy of the financial data you enter into the Service
• Complying with all applicable laws and regulations

7. Data and Privacy

We take your privacy seriously. Your financial data is encrypted and stored securely. We will never sell your personal information to third parties.

8. Limitation of Liability

Keripa is provided "as is" without warranties of any kind. We are not responsible for any financial decisions you make based on the projections or data provided by the Service. The Service is a tool to assist with cashflow management, not professional financial advice.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

9. Service Modifications

We reserve the right to modify, suspend, or discontinue the Service at any time with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

10. Termination

We reserve the right to terminate or suspend your account at any time for violations of these Terms & Conditions or for any other reason at our sole discretion.

11. Changes to Terms

We may update these Terms & Conditions from time to time. We will notify you of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new terms.

12. Privacy Policy

We collect and process personal information in accordance with applicable data protection laws. Information we collect includes:

• Account information (name, email address)
• Financial data you enter into the Service
• Usage data and analytics
• Payment information (processed securely through third-party payment processors)

We use this information to provide and improve the Service, process payments, and communicate with you about your account. We do not sell your personal information to third parties.

13. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

Email: support@keripa.app